AFS offers a full advice and recommendation service to its clients.

Unlike many brokers we do not always charge a fee for arranging your mortgage. You are under no obligation to accept any of our quotes.


AFS is completely independent so rather than having to choose from just one provider, we have access to a whole range. Our database, which is updated daily, contains over 4,000 mortgage products which means we can pick out the best one to suit you. Quite often, we are able to offer exclusive rates that are not generally available on the High Street.

For the self employed we have a selection of products available for customers who cannot prove income or have limited accounting information and for those interested in the buy to let market, we have some niche mortgage schemes which are ideally suited to this purpose.

We are able to advise:

• First time buyers
• Moving home
• Remortgages
• Buy to let
• Right to buy
• Credit impaired cases

Mortgage Problems?

If you have or have had bad credit problems, whether this be in the form of defaults, CCJ's, rent or mortgage arrears, IVA/bankruptcy, repossession, or you've just got a low or bad credit score/rating, AFS can help to give you a fresh start. Non-conforming and sub-prime mortgages are becoming very common in today's mortgage environment and therefore many lenders are offering products.

AFS can provide non judgmental and sympathetic advice. In many cases, these problems have arisen through circumstances beyond your control, such as redundancy, divorce, sickness or a failed business adventure. You can be assured that our high level of service standards will be the same.

At AFS, you'll receive the same personalised and quality service whatever your circumstances.

Contact us by phone or email or simply complete our Enquiry Form and we will research the marketplace to find the best deal for you. There is no obligation and we will be only too happy to offer any advice we can.